Here’s a list of 7 ways teenagers can make money online without needing a bank account — perfect if you’re under 18 or just don’t have one yet:
1. Freelance Microtasks
- Platforms like Fiverr, Upwork, or Microworkers let you do small jobs — like writing, graphic design, or data entry.
- You can get paid through platforms like PayPal, Payoneer, or sometimes even gift cards.
2. Sell Digital Products or Crafts
- Make and sell things like digital art, printable planners, or handmade crafts on websites like Etsy or Redbubble.
- Payments can often be withdrawn via PayPal, prepaid debit cards, or used as store credit.
3. Take Online Surveys and Watch Videos
- Join survey sites like Swagbucks, Toluna, or InboxDollars.
- Earn points redeemable for gift cards, PayPal cash, or even mobile airtime credit — no bank account needed.
4. Start a YouTube Channel or TikTok
- Create videos on topics you love.
- Once you get enough followers and views, you can earn money from sponsorships or platforms that pay in PayPal, gift cards, or direct merchandise sales.
5. Sell Photos Online
- If you like photography, sell photos on sites like Foap or EyeEm.
- Payments can come through PayPal or gift cards.
6. Join Affiliate Marketing Programs
- Promote products through your social media or blog.
- Earn commissions paid via PayPal or gift cards.
- Programs like Amazon Associates are beginner-friendly.
7. Offer Online Tutoring or Coaching
- Teach subjects you excel in via platforms like Preply or Cambly.
- Some pay through PayPal or other non-bank withdrawal methods.
Bonus Tips:
- Use prepaid debit cards (like Payoneer card or prepaid Visa/Mastercard) to receive and spend money without a bank.
- Always check the platform’s age restrictions and terms to stay safe.
- Parents can help set up accounts if required.
